I sold my 15 BTC for less than $30,000 a few years back, and now that’s all I own. How can I cope with this decision and improve my financial situation? I feel like I’ve lost my retirement prospects.

Firstly, it’s important to acknowledge how you’re feeling. Selling BTC for less than its current value can be disappointing, especially considering its potential for growth. However, remember that hindsight is always 20/20, and no one can predict the future market trends with certainty. You’re not alone in facing such decisions, and many have experienced similar situations.

To feel better, focus on what you can control moving forward:
Financial Assessment: Review your overall financial situation. Identify your current assets, income sources, expenses, and liabilities. This will give you a clear picture of your starting point.
Savings and Investments: Develop a financial plan that includes saving a portion of your income regularly. Consider diversifying your investments to spread risk. Even if you have missed out on BTC gains, the financial market still offers various opportunities in stocks, bonds, ETFs, real estate, or other cryptocurrencies.
Continuous Learning: Educate yourself on financial literacy, investment strategies, and market trends. Knowledge will empower you to make informed decisions and potentially capitalize on future opportunities.
Professional Advice: Consider consulting a financial advisor to gain personalized guidance and develop strategies tailored to your needs and goals. They can provide objectivity and support in navigating complex financial landscapes.
Career and Income Growth: Explore avenues to enhance your career skills or seek additional income streams. This might involve further education, training, or even entrepreneurial ventures.
Embrace Positive Habits: Build a mindset that focuses on resilience and learning from past experiences. Practice mindfulness or meditation to reduce stress and improve mental well-being.

Finally, adopting a long-term perspective is key. Financial markets are ever-evolving, and economic conditions can change rapidly. By focusing on incremental improvements and prudent financial management, you can enhance your financial stability over time, mitigating the impact of missed opportunities like the BTC sale.